The average car insurance premium in Washington is almost $1,500 a year which is nearly $600 over the U.S. average of $910 annually.

Why is insurance so expensive in Washington? There are many factors that determine the rate you pay but you can take preemptive steps to prevent premium increases by shopping rates and finding the lowest-cost insurance company.

Auto insurance rates in WashingtonEven when rates rise, Washington drivers tend to stick with their current company because they underestimate the savings they would receive if they switch. Car insurance rates fluctuate constantly, and the price you are paying with your current policy may now be one of the higher rates available.

The only way to know if you are overpaying for coverage is to compare prices from other carriers on a regular basis. Smart shoppers do an annual rate comparison to make sure their premiums stay in check compared to other companies in the market. We can help you find cheaper insurance rates in Washington as well as help you learn a little about the coverage you are buying.

If you prefer to work with an insurance agent, our site enables you to find a licensed Washington auto insurance agent who can help you fine-tune your coverage to meet your needs.

Popular Vehicles for Insurance Rate Quotes

The vehicles shown below are the models that get the most requests for rate comparisons in the state of Washington. If your model is not shown, many more are available by clicking the 'View more' button below each list. If you live in a smaller city than listed, click the 'Choose your city' link at the top of the page for a comprehensive list of cities and towns in Washington.